Play on iOS with an emulator

No iOS version here. Download the PC package (.7z) and run it with an emulator

Ren'Py → Spark(no unzipping) RPG Maker → RPGViewer(unzipping required)

Prepare emulator

Please search for and buy an emulator on Taobao (Ren'Py games use Spark, RPG Maker games use RPGViewer), and ask the seller for install instructions.

Download game files

Download the game's PC package (.7z) from this site.

Import / Extract

First try importing the .7z directly into Spark (no unzipping, lowest effort). If it won't open, extract it with an unzip app and take a look: Has a game folder → still a job for Spark; Has a www folder, or js and data folders → use RPGViewer instead and select the folder containing them.

Run & play

Open the game files with the emulator to start playing. If the archive has a date folder at the top, go one level deeper.

View detailed guide ›

VIP

2D Anime ★3.8

Borrowing Girl Nico-chan

♥ 158 favorites

Game language Chinese

2D AnimeRole-PlayingLoli

Left today
0/0 downloads · 0/0 trials Upgrade VIP ›

🔥 VIP perk · Left today
0/0 downloads · 0/0 trials

This game doesn't support English. In-game text is in: Chinese

Download now Tap to choose a download method Cloud drive / Standard route available Play without installing Tap and play Tap and play

Game synopsis

Game Introduction
"Debt Girl Niko-chan" is a captivating new Japanese-style strategy SLG. In the game, you will meet Niko-chan, a girl burdened with a huge debt, and her fate will be entirely in your hands. The exquisite 2D visuals delicately depict the various poses of the sexy mature lady Niko-chan. Through a unique training system, you can gradually lead her down the path of corruption, unlocking a series of seductive and stimulating scenes, and experiencing the ultimate transformation from innocence to depravity. The game supports official Chinese, ensuring you can immerse yourself in the story without barriers. It is simultaneously available on PC and Android platforms, allowing you to enjoy this desire-filled challenge anytime, anywhere. Are you ready to witness Niko-chan's downfall?

Game Content
The cunning debt girl Niko-chan has finally been caught by you—this time she can't escape!
You will take on the role of the creditor and use thirteen kinds of rich props across three different scenes to conduct a thorough punitive training on her,
Through Live2D dynamic expressions, voice changes, and real-time reactions, enjoy the immersive process from shame and resistance to complete depravity.
The official Chinese uncensored version optimizes prop interaction smoothness and animation performance,
Making the short but intense 30-minute gameplay packed with high-density H excitement.

Expand